Terms of Service

1. Acceptance of Terms

1.1. By accessing and using the website peakcreekaccounting.com (the "Website"), operated by PeakCreek Accounting Limited ("PeakCreek," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service (the "Terms").

1.2. If you do not agree to these Terms, you must discontinue use of the Website immediately.

1.3. PeakCreek reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Website after modifications constitutes acceptance of the revised Terms.

2. Use of the Website

2.1. The Website is provided for informational purposes regarding PeakCreek Accounting Limited's business banking consulting services, including treasury management optimization, merchant services consulting, business banking product advisory, and cash flow management advisory.

2.2. You agree to use the Website only for lawful purposes and in a manner that does not infringe upon or restrict the use and enjoyment of the Website by any third party.

2.3. You shall not:

• (a) Use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website;
• (b) Attempt to gain unauthorized access to any part of the Website, accounts, computer systems, or networks connected to the Website;
• (c) Use any automated means, including robots, spiders, or scrapers, to access or collect data from the Website without prior written consent from PeakCreek;
• (d) Transmit any viruses, malware, or other harmful code through the Website.

2.4. The information, guides, templates, and resources available on this Website are provided for general educational purposes. They do not constitute financial, legal, or professional advice specific to your individual circumstances. You should consult with qualified professionals before making financial decisions.

3. Intellectual Property

3.1. All content on the Website — including but not limited to text, graphics, logos, trademarks, service marks, guides, frameworks, templates, and site design — is the property of PeakCreek Accounting Limited and is protected by Canadian and international copyright, trademark, and intellectual property laws.

3.2. You may view, download, and print individual pages of the Website for your personal, non-commercial use, provided that you do not modify the content and retain all copyright and proprietary notices.

3.3. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the Website without prior written permission from PeakCreek Accounting Limited.

4. Limitation of Liability

4.1. The Website and all content, materials, and services provided through the Website are offered on an "as is" and "as available" basis, without warranties of any kind, either express or implied.

4.2. PeakCreek Accounting Limited does not warrant that the Website will be uninterrupted, error-free, or free of harmful components.

4.3. To the fullest extent permitted by applicable law, PeakCreek Accounting Limited shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of or inability to use the Website.

4.4. PeakCreek Accounting Limited's total liability for any claims arising from your use of the Website shall not exceed the amount you paid to PeakCreek for services in the twelve (12) months preceding the claim, or one hundred Canadian dollars (CAD $100), whichever is greater.

5. Third-Party Links

5.1. The Website may contain links to third-party websites or resources. These links are provided for your convenience only.

5.2. PeakCreek Accounting Limited does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

6. Governing Law

6.1. These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

6.2. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts located in Toronto, Ontario, Canada.

7. Severability

7.1. If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such finding shall not affect the validity of the remaining provisions, which shall continue in full force and effect.

8. Contact Information

For questions regarding these Terms of Service, please contact:

PeakCreek Accounting Limited
532 Palmerston Boulevard, Toronto, Ontario M6G 1K5
Email: [email protected]
Phone: (212) 797-9463